Rates

ALL RATES ARE SUBJECT TO CHANGE
last updated 09/30/2026

Automobile Loan
New Cars: 5.00%

Used Cars:
1 Year Old – 5.25%
2 Year Old – 5.50%
3 Year Old – 5.75%
4 Year Old – 6.00%
5 Year Old – 6.50%

Miscellaneous Secured
Snowmobiles — 4-wheeler — Boats — Jet Ski — RV’s
New – 6.00%
Used – 7.00%

Regular Shares – Christmas Shares – Vacation Shares – IRAs
.35% APR – .35% APY

Unsecured Loans
8.00%

Term Share Certificates
6 month: 1.25% APR – 1.26% APY
12 month: 1.75% APR – 1.76% APY
18 month: 2.25% APR – 2.27% APY
24 month: 3.00% APR – 3.03% APY

36 month: 3.75% APR – 3.80% APY

Minimum Deposit is $1,000 for all certificates