PURPOSE

The purpose of this policy is to insure that Ed-Med Federal Credit Union complies with existing state and federal laws with respect to the privacy and security of member’s nonpublic personal information.

GENERAL PROVISIONS

Ed-Med Federal Credit Union shall protect the confidentiality, security and integrity of each member’s nonpublic personal information in accordance with existing state and federal laws. The credit union will maintain physical, electronic and procedural safeguards that comply with the federal standards to guard members’ nonpublic personal information. The credit union will not gather, collect or maintain any information about its members that is not necessary in order to offer its products and services to complete member transactions or for other relevant business purposes. The credit union does not and will not sell or provide any member information to any third party, including; list services; telemarketing firms; or any other outside company for independent use.

RESPONSIBILITIES

Ed-Med Federal Credit Union officers, directors, committee members and employees are required to hold in confidence all credit union transactions with members and all information in regards to members’ personal business. It is the responsibility of all mentioned to protect the confidentiality of all members. It is also the responsibility of all mentioned to identify any potential area of exposure and to take the necessary steps to report such discovery and to assist in correcting the condition that could permit any such security breach. It is further a responsibility of all mentioned to report any actual or threatened release of any confidential information and to take necessary steps to prevent or halt such release.

SHARING OF INFORMATION

It is the policy set forth herein to prohibit disclosure of any member information to third parties except to the following:

1. When such disclosure is necessary to complete transactions

2. To verify the existence and condition of your account for a third party (such as credit bureau reporting) as is permitted by law.

3. To comply with any court order or applicable laws or regulations

4. When given written permission by the member. Federal law protects the information Ed-Med Federal Credit Union provides to credit reporting agencies and its use is strictly governed by the Fair Credit Reporting Act.

Ed-Med Federal Credit Union does not and will not sell or provide personal information to third parties for independent use.

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